About Earned And Secure Reverse Mortgage

We had the pleasure of working with Dan. I honestly don’t think we would have been successful without Dan. His deep knowledge of the market, his attention to detail and focus on value, and his diligent extra work in the background to feel things out were the key success factors in our purchase of home.

I’ve had many friends recently purchase homes, and thanks to Dan we avoided all of the headaches I’ve heard about from others. The process was quick and efficient. When it was all said and done, we found the home of our dreams with instant equity. And we closed a VA loan in record time. Dan Joy is my real-estate agent for life, and I will actively recommend him to anybody buying a home.

We were very lucky enough to find Dan who guided us throughout the entire process – from the very early stages of crunching numbers, to the very end stages of signing our closing documents. Dan made us feel comfortable and didn’t rush us into any decisions. He made sure to be our biggest advocates and voices in the process. You can definitely tell Dan’s experience by the advice he offers. Most importantly, you can tell how much Dan cares about his clients through the patience and compassion he shows. Dan helped us through the very end of our journey! He truly cared about making sure we were getting the best deal, felt comfortable with our overall purchase, and dissected our contract to ensure nothing was getting over us! This partnership was amazing and I can’t be more grateful to have had someone like Dan in my corner! Simply put, he’s the best, knows his stuff, and deeply cares for each of his clients! I would definitely recommend working with Dan.

Throughout our entire experience, Dan was extremely communicative and transparent, guiding us through every step of the process. Dan was an advocate for us all along the way, and his dedication and work ethic were what allowed us to get what we needed. I would very highly recommend Dan, and also specifically for those looking to navigate the market.

We were so fortunate to have had Dan for his services. He was very professional, knowledgeable, accessible, and responsive throughout the entire process. We cannot speak highly enough of our experience with Dan and will definitely be recommending him to anyone.

Dan is the DEFINITION of above and beyond. He does everything with the best interest for the client in mind. Dan will always goes to bat for you. He is always just a phone call/text/email away and is always quick to respond. To say he was helpful and excellent is an understatement. Most importantly, Dan ALWAYS does what he says. This alone goes a LOOONNGGG way. Thanks again, Dan, words cannot express how grateful we are to have you as our agent.

Dan Joy was very professional, knowledgeable and committed to helping us get the best program. Our situation was quite challenging and Dan was there to explain each step so we were well informed. He communicated with us and was available whenever we had questions. He worked with us and made our dream a reality. I can tell Dan has best interest of his clients at heart and I can strongly recommend his services.

I found Dan in mid September and had a solution by October. My wife and I wish we had found Dan much earlier in our process. He made everything smooth for us and was very communicative and helpful during our search. We are glad we found him and he made sure we got what we love. His care and professionalism was far above others we had met. He is definitely a person you want on your side.

Dan Joy is a God send. I knew I wanted to refinance, but I was weary of the entire refinancing process, again. The 1st time I refinanced, it left me feeling lost in the dust. Not a lot was explained, everything felt rushed, and very impersonal.

Dan Joy was referred to me by one of my trusted and beloved Army brothers. I am so thankful to have refinanced with you! Every bit was explained and if I did not understand something, Dan encouraged the questions, even presented me with options. I never felt rushed, never felt unclear of anything, and I must say, I kept Dan on the phone for awhile. He was so ever patient with me and because of that, I feel more knowledgeable and involved with my house. Dan shows you that your hard work is paying off and he’s there every step of the way, even until today.

Please don’t ever retire!

I swear if he hadn’t been so concise, detail oriented and complete, we wouldn’t have finally become home owners! My wife and I had no experience in any of this and Dan nit picked everything for us!
The real reason why this man is exceptional at what he does is because he was able to push for a 15 day ESCROW! Seriously that is unheard of! On our first day of vacation, we made our offer, and the next morning, he greeted us with the stress relieving news that we were finally “HOME OWNERS”!

If I could rate Dan as a realtor, I’d give him 100 out of 10! He went above and beyond for this young and unexperienced newlywed couple when they were at their worst, guided and lifted us up with our own move in ready single family style home! Thank you my friend! We were so impressed with him.

Buying and finding a house in a competitive market was not an easy task. Dan was very professional and patient along the process. Dan is not only a fantastic realtor, he is an excellent support system. He tremendously helped us to obtain the house of our dreams, working hard to make sure things like repairs were fair. He was always super responsive via text, email and phone. Dan was amazing and I would highly recommend the them to anyone looking to purchase a home, you won’t regret it.

We have had a string of realtors. Dan is a Godsend to us. He is remarkable.
We wanted to write this quick note of appreciation to this wonderful person for all his great efforts during our home purchase – helping us get our dream home! We couldn’t have done it without him! His expert advice and quick response to all of our questions, his advices, compassion and availability made a huge difference during the process.

We will always remember Dan for his help and support in our first home buying journey. We enjoyed the process with him because it felt very personal. He genuinely wanted us to have our dream home, he’s not some realtor who only wants you to purchase any dang home other realtors would want you to settle. He is honest and acts as your advocate throughout the search and purchase. He is like family and we have tremendous respect and admiration on how he does his work. We’ve been with different agents and the moment Dan started helping us, we got a house with ONE ATTEMPT! Such a rock star agent! We have been referring him to all of our friends because of his excellent service. In addition, he is a VA Loan Expert!

All the best and more power to you Dan! God bless you and your family!

“We never thought we would be able to own a home in the Bay Area until we met Dan. He not only believed in us enough to be able to achieve our dream, but he also guided us flawlessly through the whole home buying/VA Loan process. We had always heard that using a VA Loan would not be easy, and that most sellers in the Bay Area would run the other way once they found out a buyer was using a VA Loan. But Dan’s knowledge of the VA Loan process as a realtor and as a loan broker is invaluable. Professional, patient and incredibly caring about his clients, he was right there in the trenches with us the entire way. When we got outbid on a property we fell in love with we could feel he was just as disappointed as we were. But he never let us lose hope and he never lost hope in us until we found the perfect home. Not only did we gain a realtor, but he also became a friend. There is no way we could have gone through the process with anyone else!”